TARGET improves portfolio risk management by allowing fund managers to make real-time data-driven
decisions. It provides fast and easy portfolio intelligence to portfolio managers. With key data analytics,
modeling, trending capability, and insight to various portfolio risk exposures, portfolio managers can go
beyond time consuming, basic data analysis performed at a single mortgage level.
Mortgage Portfolio Management
TARGET improves portfolio risk management by allowing fund managers to make real-time data-driven decisions.
Stress Test Your Mortgage Portfolio
Measure portfolio impact from changes in the lending environment
Interest rate environment and mortgage spread stress
Collateral stress, including cap rate stress and property performance
Rent roll and industry stress, including tenant departures and industry shocks
Monitor Risk Exposure
Ensure hands-on surveillance of risk exposure, recent activities, and problem loans with TARGET’s portfolio monitoring features.
Perform instant on-demand health check monitoring on a mortgage portfolio with custom thresholds and metrics
- TARGET enables the user to easily determine loan violations and take a proactive approach to identify problem loans
- TARGET enables portfolio managers to quickly determine and further investigate coverage shortfalls
Build Portfolio Scenarios
Analyze and monitor the impact of changes to a portfolio’s composition and make informed investment decisions
Add or remove loans based on market opportunities, anticipated fundings, or expected payouts and see the effect
TARGET generates instant reports to measure:
- Duration/Convexity
- Weighted DSC/LTV
- Geographic Exposure
- Asset Exposure
Cash Flow Analysis
Optimize portfolio liquidity and performance by forecasting future cash flows of principal and interest payments, loan fundings, maturities, prepayments, and extensions
Analyze historical cash flows including scheduled monthly payments, additional advances, paydowns, refinances, renewals, and extensions
Centralized Data Analytics & Reporting
TARGET provides fast and easy portfolio intelligence to portfolio managers. With key data analytics, modeling, trending capability, and insight to various portfolio risk exposures, portfolio managers can go beyond time consuming, basic data analysis performed at a single mortgage level.
Time Saving & Convenient
Generate portfolio charts and trends instantaneously with a single click
Easily segment data into useful areas to gain deeper insight into portfolio trends and metrics
Presentation
TARGET’s capabilities extend beyond the pre-set standard reports by allowing the user to custom-build and tailor their own reports
Quickly generate a multitude of graphs and charts in order to visually understand both portfolio and individual loan-level data
TARGET seamlessly handles large data sets and shows trends and relationships
TARGET allows multiple data sets comparison and analysis
Create impactful and visually appealing presentations with TARGET’s graphic and trend functionalities
Accuracy & Insightfulness
TARGET’s portfolio trend reporting leverages mortgage data to provide deeper understanding and improve decision making
TARGET’s portfolio segmentation capabilities allow users to navigate and compile metrics into more informed decision making
Key Functions
Trend analysis on historical prices, market values, durations, spreads, yield to maturities, average terms, DSC/LTV, vacancies and collateral performance
Exposure reports on geographic and asset allocation, tenant and industry concentration, and borrower/sponsor exposure
Segmentation based on industry, term, balance, DSC, and LTV
Dynamic comparable search with an interactive locational map feature
Loan-level summaries detailing historical property performance
Document Management
TARGET’s web-based platform manages loan documentation for users through a single, secure user portal.
Centralize documents in a single portal
Access all mortgage files in a single location
Offload security risk
Rely on TARGET's SOCII compliant database system
Increase controls
Limit access to information with user-specific login
Improve document management
Tag and categorize mortgage file for easy sorting
Enhance document traceability and tracking
Document uploads are time-stamped to enhance document integrity
