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Residential Mortgages

For existing residential clients

CMLS Financial Ltd.
18 York Street
Suite 1500
Toronto, ON M5J 2T8

Phone: 1.888.995.2657

Not a client yet?

Contact a mortgage broker to get the CMLS Mortgage that’s right for you.

Phone: 1.888.426.2657


Business Development

Dan Putnam, AMP

Dan Putnam, AMP

Senior Vice President

Dan Putnam is responsible for executing on a sales strategy designed to drive mortgage broker originated business. He is also responsible for residential marketing. Mr. Putnam has more than 25 years of experience in the Canadian residential mortgage industry.

Prior to joining CMLS in 2012, Mr. Putnam owned and operated a large regional mortgage brokerage, served as President of two national mortgage brokerage operations, and served as President of Originations for a national residential mortgage lender. In 2015, Mr. Putnam served as the Chairman of the Board for the Canadian Association of Accredited Mortgage Professionals (CAAMP), now known as Mortgage Professionals Canada.



Ted Cadigan

Ted Cadigan

Managing Director

Ted Cadigan manages the day-to-day residential underwriting platform and oversees the residential funding team. He has more than 18 years of experience in the mortgage industry.

Prior to joining CMLS in 2014, Mr. Cadigan spent 10 years managing operational teams across Canada for bank and monoline lenders. He holds a Bachelor of Arts from the Memorial University of Newfoundland.


Mortgage Servicing

Tara Somerset

Tara Somerset

Managing Director

Tara Somerset is responsible for the residential servicing operations. She has more than 20 years of management experience in operations.

Prior to joining CMLS in 2015, Ms. Somerset held managerial roles with several leading organizations in the residential mortgage industry. She has a deep background in mortgage lending and servicing, and in her most recent role, was responsible for a variety of operations, including underwriting, loss mitigation and investor servicing. Ms. Somerset has also played key roles in large-scale initiatives, such as integrating new platforms for servicing, property taxes, collections and customer service. She has significant experience in training and development and has earned certificates in Six Sigma methodology, project management and business administration.


Human Resources

Anne Veloso, CHRL

Anne Veloso, CHRL

Vice President

Anne Veloso oversees human resources and partners with the senior executive team to execute people management and development programs. She is responsible for all HR functions across the company, including leadership and talent development, staffing and workforce planning, labour relations, and organizational development. Ms. Veloso also oversees the corporate administration functions. She has more than 15 years of human resources experience in the finance industry.

Prior to joining CMLS in 2012, Ms. Veloso built her human resources career in the financial services sector. She held a senior manager role with one of Canada’s largest non-bank lenders, where she was responsible for human resources and office management across Canada. Ms. Veloso holds her human resources designation as a Human Resource Leader and is a graduate of Seneca College. She also holds an adult training certificate and is both a MBTI and DiSC practitioner.


Applying for a Mortgage

It's easy to apply for a residential mortgage. Simply contact your CMLS Financial affiliate mortgage broker to discuss the best mortgage solution for your needs.

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