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Commercial Mortgages

CMLS Financial is a full-service commercial mortgage provider. We can quickly and conveniently arrange the commercial real estate mortgage loan you want for a broad range of commercial buildings and rental properties. We specialize in developing flexible, innovative solutions with prompt approvals and exceptional customer service. We offer competitive interest rates on a wide range of fixed and variable rate mortgages. From originating the mortgage through to the ongoing administration, we take care of every detail involved to make your job easier.

Mortgage Lending

CMLS Financial provides the following types of financing:

CMHC Insured Term

Fixed or floating rate
Progress advances
1-year to 20-year terms

Conventional Term

Office, Industrial, Retail, Mixed-Use and Multi-Family properties
Other: seniors residences, hospitality, self-storage, mobile home parks, etc.
Interest only periods available on select basis
Recourse and non-recourse lending
Escrowed financing for properties nearing completion and existing property additions
Purchases and Refinancing (equity take-out)
1-year to 25-year terms, amortization up to 30 years
Large loan and portfolio financing solutions

Conventional "Plus" Term

Office, Industrial, Retail, Mixed-Use and Multi-Family properties
Other: hospitality, self-storage, mobile home parks, etc.
Higher loan to value ratios
Secondary markets
Interest only periods

Real Estate Equity & Mezzanine Financing

Joint venture / Equity financing
Mezzanine investments

High Yield

Office, Industrial, Retail, Mixed-Use and Multi-Family properties
Financing for repositioning of assets
Higher loan to value ratios – up to 85%
Second mortgages
Land loans

Construction Financing

CMHC Insured Multi-Family, Conventional Multi-Family, Condominium, Single Family, Industrial, Office
Loan sizes of $10,000,000 and up
Lending all over Canada, including smaller markets
Flexible pre-leasing/pre-sales requirements

Program Team

Andrea Cali, CFA, MFin

Adam Dean, CFA

Managing Director, Conventional
647.288.9324
adam.dean@cmls.ca
Andrea Cali, CFA, MFin

Andrea Cali, CFA, MFin

Associate Director, Construction
647.729.8436
andrea.cali@cmls.ca
Andrea Cali, CFA, MFin

Aaron Goddard, CFA

Senior Director, Strategic Lending Group
647.288.9307
aaron.goddard@cmls.ca
Andrea Cali, CFA, MFin

Douglas Reid

Director, High Yield
647.245.7253
douglas.reid@cmls.ca
Michael Sagert

Michael Sagert

Senior Director, CMHC
587.880.8284
michael.sagert@cmls.ca

We understand different businesses have differing financial needs.

CMLS provides lending solutions to real estate owners, developers and related real estate services for some of Canada’s most prominent financial institutions, insurance companies, investment managers and others. Whether you’re developing property or investing in commercial space, our Canadian commercial real estate mortgage market experts will help you determine the best financing solution for your needs based on recent market updates. We are also Canada’s only dedicated provider of commercial mortgage market intelligence, and publish our Commercial Mortgage Commentary on a quarterly basis.

Talk to CMLS Financial Today

We invite you to learn more and to ask how we can be of service to you.

Email
info@cmls.ca
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Recent Transactions

November 2021

$245,000,000

Conventional
Office tower

Calgary, AB

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Thank you for your interest. We look forward to getting in touch.