Executive Team

WHO WE ARE
Customer Forward Thinking.^TM

CMLS Financial is one of Canada's largest independently owned mortgage services companies. Founded in 1974, we are proud to be Canada's Mortgage Company™ for over 45 years.
WHAT WE DO
Customer Forward Thinking.^TM

With offices across the country, we provide a wide range of commercial lending services, residential real estate mortgages and institutional services.
OUR THINKING
Customer Forward Thinking.^TM

What differentiates us from other mortgage providers in the industry is our Customer Forward approach. Whether you're a residential homeowner, commercial borrower, institutional investor or funding partner, Customer Forward is our promise to put your needs ahead of our own.
FRENCH
CAREERS
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Chris Brossard, CPA, CA

President & Chief Executive Officer

Chris Brossard, CPA, CA

President & Chief Executive Officer

Chris Brossard is responsible for overseeing the overall strategic direction of CMLS. He is responsible for the company’s residential mortgage business and shares in the oversight of corporate functions. Mr. Brossard has more than 20 years of experience in real estate and private equity.

Prior to joining CMLS in 2003, Mr. Brossard held several senior executive positions and has been a principal in private equity, real estate and real estate finance firms. Mr. Brossard holds a Canadian Chartered Accountant designation and a Bachelor of Business Administration from Simon Fraser University.

David W. Franklin, RI

Vice-Chair | Broker

David W. Franklin, RI

Vice-Chair | Broker

David Franklin is responsible for overseeing the overall strategic direction of CMLS. He is responsible for the company’s commercial mortgage business and shares in the oversight of corporate functions. Mr. Franklin has more than 30 years of experience in the real estate finance industry.

Prior to joining CMLS in 1995, Mr. Franklin held senior managerial positions with some of Canada's leading private and public sector real estate finance operations, including CMHC. He is a graduate of the University of British Columbia's Urban Land Economics program and a member of the Real Estate Institute of British Columbia.

Mark Adams

Vice President & Managing Director, Commercial Credit Risk

Mark Adams

Vice President & Managing Director, Commercial Credit Risk

Mark Adams is responsible for commercial credit risk across Canada, managing the analyst and funding divisions. Mr. Adams has more than 27 years of experience in commercial real estate, including sales, lending and property management.

Prior to joining CMLS in 2012, Mr. Adams’ primary career focus has been in commercial real estate lending. He has been involved in the origination, underwriting, securitization and asset management of non-performing commercial mortgages/properties and corporate loan portfolios for major financial institutions across Canada.

Sam Brown, CPA, CA

Executive Vice President & Chief Operating Officer

Sam Brown, CPA, CA

Executive Vice President & Chief Operating Officer

As part of the commercial management team, Sam Brown oversees commercial loan origination and product development in Canada, with offices in Vancouver, Calgary, Winnipeg, London, Toronto, Ottawa, Montreal and Halifax. He has more than 15 years of experience in the financial industry.

Prior to joining CMLS in 2011, Mr. Brown spent 3 years as a financial officer with a specialist investments firm in London, United Kingdom. He also worked with a leading audit, tax and advisory services company in their real estate assurance practice in both Vancouver and London. Mr. Brown is a Chartered Accountant and holds a Bachelor of Commerce from the University of British Columbia.

Elaine Freeman, CPA, CA

Senior Vice President & Chief Financial Officer

Elaine Freeman, CPA, CA

Senior Vice President & Chief Financial Officer

Elaine Freeman is responsible for all finance and accounting functions. She has more than 20 years of accounting and management experience.

Prior to joining CMLS in 2007, Ms. Freeman held a controller position at a publicly traded company for over 10 years, during which she had responsibility for the accounting, tax, reporting, payroll, and ERP system management. Ms. Freeman earned her Chartered Professional Accountant designation through Ernst & Young in Vancouver and holds a Bachelor of Business Administration from Simon Fraser University.

Jennifer Froment, CPA, CA, CFA

Vice President & Managing Director, Servicing, Commercial

Jennifer Froment, CPA, CA, CFA

Vice President & Managing Director, Servicing, Commercial

Jennifer Froment oversees the commercial servicing division. She is responsible for the strategic direction of the team and all aspects of commercial servicing operations. She has more than 15 years of experience in audit, accounting and financial services.

Prior to joining CMLS in 2011, Ms. Froment built her career at large international audit firms in Vancouver and abroad. She worked in the hedge fund administration industry and held a controllership role prior to joining CMLS. Ms. Froment holds a Bachelor of Business Administration from Simon Fraser University and is a designated Chartered Accountant and Chartered Financial Analyst.

Dan Putnam, AMP

Senior Vice President, Head of Residential

Dan Putnam, AMP

Senior Vice President, Head of Residential

Dan Putnam is responsible for executing on a sales strategy designed to drive mortgage broker originated business. He is also responsible for residential marketing. Mr. Putnam has more than 25 years of experience in the Canadian residential mortgage industry.

Prior to joining CMLS in 2012, Mr. Putnam owned and operated a large regional mortgage brokerage, served as President of two national mortgage brokerage operations, and served as President of Originations for a national residential mortgage lender. In 2015, Mr. Putnam served as the Chairman of the Board for the Canadian Association of Accredited Mortgage Professionals (CAAMP), now known as Mortgage Professionals Canada.

Andrew Gilmour, CFA

VP and Managing Director, Residential

Andrew Gilmour, CFA

VP and Managing Director, Residential

Andrew Gilmour is responsible for managing liquidity and exposure on single family mortgages, while performing ongoing enhancement of risk reporting and treasury analytics. Mr. Gilmour also coordinates transactions with third parties, including securitization and whole loan sales. He has more than 8 years of experience in the real estate industry.

Prior to joining CMLS in 2011, Mr. Gilmour was employed as a credit default officer. He is a graduate of the University of Toronto with a degree in economics.