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Calgary Commercial Real Estate Finance

CMLS Financial is Canada’s leader in the commercial mortgage market. With market presence in nine major Canadian commercial centres, we offer an unbeatable combination of national presence and local expertise. Our team of local commercial real estate finance experts has the insights and industry know-how to help you get your deals done.

Steven Hart

Steven Hart

Managing Director, Real Estate Finance

Steven Hart specializes in commercial real estate financing for both institutional and private investors. He has an extensive background in term mortgage finance, bridge loans, CMHC insured products and construction lending. Mr. Hart has over 15 years of experience in the commercial real estate industry.

Prior to joining CMLS in 2009, Mr. Hart worked as a director in the commercial mortgage division of three major financial institutions. He holds a degree in economics and management from the University of Calgary.

Michael Sagert

Michael Sagert

Director, Commercial Risk

Mike Sagert is responsible for executing on the corporate strategy for the CMHC Insured Mult Unit business lines including origination of term and construction loans, servicing and securitization. Mike has over 15 years of experience in the Canadian mortgage industry.

Prior to joining CMLS in January of 2019, Mr. Sagert spent 11 years at CMHC in various roles including quality assurance oversight, risk management, multi unit underwriting and business development.

Mortgage Specialist

Commercial Resources & FAQ

Our Commercial Resource Page will keep you up to date with new information as well as answer some of our most frequently asked questions.


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