Commercial mortgages

Experienced commercial real estate mortgage loans

CMLS Financial is a full-service commercial mortgage provider. We can quickly and conveniently arrange the commercial real estate mortgage loan you want for a broad range of commercial buildings and rental properties. We specialize in developing flexible, innovative solutions with prompt approvals and exceptional customer service. We offer competitive interest rates on a wide range of fixed and variable rate mortgages. From originating the mortgage through to the ongoing administration, we take care of every detail involved to make your job easier.

Mortgage lending

CMLS Financial provides the following types of financing:

• CMHC Insured Term

  Fixed or floating rate

  Progress advances

  1-year to 25-year terms

• Real Estate Equity & Mezzanine Financing

  Joint venture / Equity financing

  Mezzanine investments

• Conventional Term

  Office, Industrial, Retail, Mixed-Use and Multi-Family properties

  Other: hospitality, self-storage, mobile home parks, etc.

  Interest only periods available on select basis

  Recourse and non-recourse lending

  Forward rate fix

  Purchases and Refinancing (equity take-out)

  1-year to 25-year terms, amortization up to 30 years

• High Yield

  Office, Industrial, Retail, Mixed-Use and Multi-Family properties

  Financing for repositioning of assets

  Higher loan to value ratios – up to 85%

  Second mortgages

  Land loans

• Conventional "Plus" Term

  Office, Industrial, Retail, Mixed-Use and Multi-Family properties

  Other: hospitality, self-storage, mobile home parks, etc.

  Higher loan to value ratios

  Secondary markets

  Interest only periods

• Small Loans Program

  Competitive pricing, exceptional service

  All assets classes considered

  $500,000 - $5,000,000

  First mortgages, 5 and 10 year terms

  Up to 80% LTV and 40 year amortization

• Construction Financing

  Condominium

  Office, Industrial, Retail, Mixed-Use and Multi-Family properties