CMHC Insured Multi-Unit 5+

CMLS Financial is one of Canada’s largest full-service mortgage providers. With a dynamic range of financing options, we can arrange a mortgage solution tailored to your customers’ needs quickly and conveniently.

CMLS Financial specializes in developing flexible and innovative solutions with prompt approvals and exceptional customer service.

  • Personalized service
  • Competitive pricing
  • Flexible solutions
  • Prompt turnaround time
Target Properties
  • Standard Rental Housing
  • Affordable Housing
  • Retirement Housing
  • Supportive Housing
  • Student Housing
  • Single Room Occupancy
CMHC Insured Mortgage Program
  • 1st mortgages
  • 5 & 10 year terms
  • Up to 85% LTV
  • Up to 40-year amortization * premium surcharge applies
  • We obtain the COI – CMHC Approved Lender
  • Minimum DSCR requirements
  • Available across Canada
  • Appraisal required on 5 & 6 unit properties
  • ESA (Environmental Site Assessment) required for 7+ units

Finders Fee

Typically, on a multi-unit mortgage, the originating broker will charge a fee to the borrower. If required, CMLS Financial may, in select cases, build a fee into pricing.


Pricing is very much deal dependent, but typically 100-150 bps over the Canada Mortgage Bond yield for the requested term.


Document Downloads

This site is intended for use of authorized CMLS Financial residential Mortgage Brokers. Visitors should be aware that all information regarding fees, policies & guidelines contained herein is positioned towards Brokers. Rates and policies are subject to change without notice.