Our commercial mortgage valuation services provide real estate owners and mortgage investors with a credible and independent assessment of fair value.
Our risk assessment process provides real estate owners and mortgage investors with an industry-recognized and auditable mortgage risk rating score.READ MORE
Our risk rating system is completely transparent, documented, and audited in order to ensure consistent, objective, and reliable independent assessment on every loan. It is your solution to ensure consistent objective and reliable independent assessments.
We provide risk reviews for every commercial mortgage type in Canada, including fixed-rate and floating-rate term mortgages, interim construction mortgages, second mortgages, mezzanine loans, land-only loans, high-yield mortgages, lines of credit, and distressed debt.
With access to vast mortgage and property data, our specialists identify current market trends to assess the overall risk profile of loans.
Our spread matrix is a monthly publication that contains current commercial mortgage market spreads categorized by risk rating score and term to maturity.READ MORE
Our spread matrix is utilized for over $30 billion of Canadian commercial mortgage valuations and is based on timely market data from sources that include:
Actual transactional data from the lending programs of our diverse valuation client base, currently representing in excess of $8 billion in Canadian commercial mortgages annual origination
Comprehensive industry interviews and sentiment surveys with mortgage lenders, investors and brokers from across Canada including financial institutions, pension funds, insurance companies, real estate funds and pooled investment funds
Reviews of corporate bond spreads, including senior unsecured issuances for REITs/REOCs
Assessment of spreads on CMBS and CMB issuances
Relative pricing for US mortgages and macro market influences