real estate mortgages
CMLS Financial is Canada’s leader in the commercial mortgage market. With market presence in six major Canadian commercial centres, we offer an unbeatable combination of national presence and local expertise. Our team of local commercial mortgage experts has the insights and industry know-how to help you get your deals done.
Franca CerquetiVice President and Managing Director, Real Estate Finance
Franca R. Cerqueti specializes in providing creative and unique credit structures for commercial real estate financing on a variety of assets classes for privately owned development and real estate investment companies. Her primarily responsibility is to cover the Manitoba region. She has over 25 years experience in commercial real estate financing across Western Canada and has extensive background in construction, development, bridge and long term financing for mid-large developers and investors.
Franca’s journey in corporate lending and commercial mortgages began in the early 90’s. Prior to joining CMLS in August 2018, she worked as a Director in commercial real estate divisions for both Canada’s largest financial institution and Manitoba’s largest credit unions with a keen focus on partnering and syndicating complex real estate transactions. Franca holds a Bachelor of Commerce degree (Finance and Accounting Major) from University of Manitoba.
Andrew GirdnerAssistant Vice President, Real Estate Finance
Andrew Girdner has a decade of experience working with both institutional and private investors on a range of lending structures. He has worked on conventional term structures, multi-stage development lending, portfolio lending, secondary and mezzanine loans and CMHC insured products.
Prior to joining CMLS in 2018, Mr. Girdner has worked in mortgage banking and financial services for prominent Canadian institutions. He holds a Bachelor of Commerce from the University of Manitoba.