real estate mortgages
CMLS Financial is Canada’s leader in the commercial mortgage market. With market presence in six major Canadian commercial centres, we offer an unbeatable combination of national presence and local expertise. Our team of local commercial mortgage experts has the insights and industry know-how to help you get your deals done.
Jacques GauthierVice President, Real Estate Finance | Chartered Real Estate Broker
Jacques Gauthier handles various types of financing, with a specialty in multi-residential and CMHC insured. His clientele includes commercial investors and developers. Mr. Gauthier has more than 35 years of experience in real estate.
Prior to joining CMLS in 2016, Mr. Gauthier built his career as an underwriter for CMHC before moving on to the mortgage financing private sector. In 1989, he started his own real estate agency. Mr. Gauthier is a licensed real estate broker and a member of OACIQ. He graduated from the University of Québec in Montréal.
Santiago Garcia-RejonVice President, Real Estate Finance
Santiago Garcia-Rejon specializes in construction financing but also handles various types of financings including office, retail, industrial, hotels, senior housing and multi-residential. Mr. Garcia -Rejon is also a member of the CMLS Financial team responsible for delivering CMHC’s rental construction finance initiative. Santiago’s clientele includes commercial real estate investors and property developers.
Prior to joining CMLS Financial in Montreal, Mr. Garcia worked in the real estate finance groups at two major Canadian banks.
Serge LeducVice President, Real Estate Finance | Mortgage Broker
Serge Leduc focuses on all types of commercial real estate products, including office, retail, industrial, hotels, senior housing and multi-residential. He works with private portfolio owners as well as corporate and institutional clients. Mr. Leduc has 37 years of experience in the real estate industry.
Prior to joining CMLS in 2011, Mr. Leduc held a number of key roles, including partner with a leading Quebec real estate appraisal firm, Director of Acquisitions for one of Canada’s largest pension fund managers, and Senior Director of Commercial Financing for a Canadian chartered bank. He was a professional appraiser for 25 years and is an accredited member of OACIQ. Mr. Leduc holds a Bachelor of Applied Arts in real estate business from the University of Québec in Montréal.